Find the best home Loan for you

Type of employment


Earn regular monthly income

Business Owner

Run own business

Self-employed professional

Own a Practice

Self Employed business

(e.g driver, electrician, farmer etc.)




Independent Worker

Top Home Loan Schemes & Offers

Kotak Mahindra Bank

  • Low interest rates starting from 7.50% p.a.
  • Processing fee of up to 0.50% of the loan amount
  • Loan tenure of up to 20 years
  • Zero prepayment charges
  • Balance transfer with top-up loan available

Citibank Home Loan

  • Home Credit facility that helps you save on interest & repay loan faster
  • Attractive interest rates, starting from just 6.5% p.a.
  • Zero penalty on part closure and foreclosure (only on variable rate loans)
  • Get maximum loan against the value of the property

IDFC First Home Loan

  • Competitive pricing for focused profiles
  • Multiple surrogate programs like B.T, Banking and NIP schemes
  • 1:1 multiplier basis banking program
  • Higher Eligibility
  • Seamless digital journey

Kotak Mahindra Bank

  • Processing fee waived off till 31 March 2022
  • Save more on interest payments with savings account linked home loan
  • Pre-approved loan against property for existing Bank of Baroda Liability Customers.
  • Interest calculation on daily outstanding balance

Indian Bank Home Loan

  • Rates start from just 6.90% p.a.
  • No processing fee for eligible home loans under PMAY scheme
  • Festival bonanza: Zero Processing fee
  • Available for purchase or construction of new house, purchase of land and construction of house thereon.

Union Bank of India

  • Interest rates start from just 6.9% p.a.
  • Loan sanction within 5 days
  • Upto Rs 10,000 waiver on other charges under Home Loan Takeover proposals
  • Dedicated processing centers at all locations for faster processing

Bajaj Housing Finance

  • Step-up home loan available
  • Repo-rate linked home loan products available
  • Quick loan disbursal
  • Interest rates start from just 7% p.a.
  • E-Home Loan available with instant Digital Sanction Letter in 10mins of applying (validity 180 days)

PNB Home Loan

  • Lowest ROI starting from 6.90%
  • NIL Process fee and documentation charges
  • 1.25 times of the loan amount calculated as per the regular home loan eligibility method under PNB Gen- Next scheme
  • Dedicated Loan processing center (PNB Loan Point –PLP)

Godrej Housing Finance

  • Both salaried employees (including NRIs) and self-employed individuals can apply for Godrej Housing Finance home loan.
  • You can avail a home loan up to 80% of property value.